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Tuesday 17 February 2015 9.49am
For a start, the maximum discount available at present under the right to buy is 100,000 and is on a stepped basis. I don't know anyone living in a council or housing association property who could, allowing for a 100,000 off the notional value of 1 million, raise a mortgage of 900,000. They wouldn't qualify for a social housing tenancy in the first place.

I'm not sure of the two-tier arrangement to which you make reference. Southwark Council housing service surcharge customers, be they leasehold, freehold or mere tenants, do qualify for an 8.88 discount off the weekly rent of a garage. As Zoe has pointed out, as with house rents, the garage fund is not subsidised by council tax payments. To be honest, even at 27.50 a week - which I assume is the rate you pay, Davies - you'd find it impossible to find comparable size and access at one of the self-storage places. I previously had a lockup at Access Self Storage - which is a very good place and I wouldn't hesitate to use again - and to rent somewhere approaching the size of a standard garage would cost almost 200 per month. The link you seek ishere.

As for pest control charges, as a local authority Southwark has no responsibility/legal duty to provide a pest control service other than to take such steps as may be practicable to keep their district free of mice and rats. However, as a landlord, in common with other landlords, be they private landlords, housing associations, etc, Southwark does have a responsibility to provide a pest control service in certain circumstances and for certain pests. This is why council tenants have access to this service. As I understand it, so too does anyone - at substantially lower rates than those charged by commercial entities. Again, and I stand to be corrected by those more "in the know", this is funded exclusively through the fund to which Zoe made reference.

Your council tax payment is used to fund essential council services "such as recycling, street cleaning, education, libraries and social services" (Southwark website). It also funds the Mayor of London, the London Fire Brigade and policing services in the capital.
Tuesday 17 February 2015 1.14pm
Davies wrote:
Karen I wrote:
That's a bit nasty Davies.

But is it in any way inaccurate?

If you want to go that that route, it is clear you don't care whether it's accurate or not. A bit like this guy.

And this.

Like everything else, this kind of attitude will just radicalise people.
Tuesday 17 February 2015 3.10pm
Gavin Smith wrote:
For a start, the maximum discount available at present under the right to buy is 100,000 and is on a stepped basis. I don't know anyone living in a council or housing association property who could, allowing for a 100,000 off the notional value of 1 million, raise a mortgage of 900,000.

I think that plenty of people would lend you 0.9m in order to buy an asset worth 1.0m. It's good business for the lender.

...if you press it, they will come.
Tuesday 17 February 2015 3.12pm
eDWaRD WooDWaRD wrote:
Davies wrote:
Karen I wrote:
That's a bit nasty Davies.

But is it in any way inaccurate?

If you want to go that that route, it is clear you don't care whether it's accurate or not.

No it's not.

...if you press it, they will come.
Tuesday 17 February 2015 3.25pm
Ivanhoe wrote:
I think that plenty of people would lend you 0.9m in order to buy an asset worth 1.0m. It's good business for the lender.

Of course it might make good business sense, but I can't see your conventional high street lender taking that view as their first criterion is "affordability", which is usually based on a multiplier of salary and a hefty deposit. In addition, if the property is sold within a certain period then the discount is clawed back by the council/landlord.
Tuesday 17 February 2015 4.29pm
There's plenty of ways around that, Gavin. Many of them equally as morally questionable as the Right To Buy programme.

...if you press it, they will come.
Tuesday 17 February 2015 5.14pm
Ivanhoe wrote:
eDWaRD WooDWaRD wrote:
Davies wrote:
Karen I wrote:
That's a bit nasty Davies.

But is it in any way inaccurate?

If you want to go that that route, it is clear you don't care whether it's accurate or not.

No it's not.

Of course it is. Anyone that is semi-articulate can conjure up a (confirmation biased) argument to justify their agenda. It is not helpful, as a matter of fact it's not designed to be helpful, it is just designed to shut someone up. And that's what's at the core all that's wrong what's happening today - a much more subtle but not less callous way to try and shut people up. In the days before socialism, the illiterate working classes learned to read and write to be able to stand up to the ruling classes. Now that socialism's all but disappeared, maybe it's time people started to learn to read and write again to stand up to the Tom Davey's of this world.
Tuesday 17 February 2015 6.36pm
... and to think the whole site was supposed to be social housing to replace and expand on the demolished bethel estate. oh, i see the walk through has been 'duchessed' instead of the promised pickleherring stairs it replaced ...
Tuesday 17 February 2015 8.58pm
EW - Davies made a perfectly sensible core point: some people are still going to be able to live in an amazing location, with a rooftop garden, for low rents.

If that's a bullying argument, designed to shut people up, and that reminds you of class war, I'm baffled.

...if you press it, they will come.
Wednesday 18 February 2015 12.01pm
Question: do we actually know that the service charge for the 43 properties in question will now definitely be cheaper than previously expected, and hence 'more affordable' because of this change in accessibility?

also - how are people allocated to social housing?
Is it randomly from a list? or in priority order of some sort? Do you have to have lived previously within a certain distance?

I don't envy the job of the decision maker for allocating who lives in these flats.
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